Last week, we spent time talking about firming up your financial foundation with adequate insurance. Today, I want to talk about a policy that is the most important that fits right into that foundation, but often gets pushed aside or misunderstood: life insurance . Let me say this upfront — life insurance isn’t about death. It’s about life. It’s about the people who depend on you and the income you provide right now and the amazing life you have built for them. Often, people

Today, we’re going to talk about a topic I have devoted my life to professionally. Yes, your favorite subject! Insurance!  I know, I know. Who doesn’t love a good conversation about deductibles and coverage limits? Sounds thrilling, right? Obviously, I’m kidding. Insurance has a reputation for being a total snooze fest. But stick with me, because insurance plays a critical role in the financial foundation you’re working so hard to build. In fact, if you have been following al

Welcome back and I hope your New Year is starting out on the right foot! This is about the time (yes, it only takes a couple weeks), where people start giving up on those New Years resolutions and go back to their old ways they were just unhappy with a couple weeks ago.  But that isn’t going to be you! Especially when it comes to your financial goals. Because now you have a system and that system is Increase - 8 practical steps to having a full financial tank and the freedom

Every January, people flood the internet with New Year’s resolutions. Eat better. Exercise more. Lose weight. But one resolution rarely makes the list—getting your finances right. And that’s a problem, because money stress quietly controls more lives than we’d like to admit. Several years ago, one of my employees stomped into my office, clearly frustrated, and slammed the door behind her. “I am never getting ahead,” she said. “I feel like I’m on a hamster wheel that doesn’t g

Merry Christmas! This week, we celebrate the birth of Christ and I pray that you and your family experience his peace and generosity as you exchange gifts and spend time eating delicious food! If you’re anything like me, you live for the holiday deserts, so before everyone starts talking about New Year’s resolutions, enjoy that cookie or two!  Today, we’re going to continue our conversation on laying a healthy financial foundation as we discuss step 6 out of 8 on our fuel gau

Over the last several weeks, we’ve been walking through what I call the Fuel Gauge —eight practical markers that help you build a strong financial foundation before you chase the big dreams on your heart. Because if your tank is empty, it doesn’t matter how nice the destination is—you’re not getting there. We started with Step 1: Spend Less than You Make , where money stops leaking out of your account and you begin telling your money where to go instead of it just flying the

As I broach this emotional topic, I want to begin by being clear. I am neither for nor against debt. Debt is amoral, meaning, it is not in and of itself, categorically, moral. Debt can be a destructive evil. It has torn people down and has caused heartache, divorce, and all sorts of strife. Debt has also built churches, businesses, and hospitals that have been used for incredible good. Debt is neither right nor wrong categorically.  To understand different sorts of debt, we m

We’ve been walking through the eight steps that help you fill up your financial tank and finally move toward the dreams that have been put on the back burner for far too long.  We’ve covered Step 1: Spend less than you make. We’ve hit Step 2: Give 10%.And last week, we talked about Step 3: establishing a “New Zero” in your checking account. And today, it’s time for Step 4: Adequate Insurance —the protection mark on your Fuel Gauge. Up to this point, you have already been maki

Happy Thanksgiving week to you and your family! This is the time of year when we notice how full our homes feel, how full our tables feel… so it’s a great week to take a look at how full our financial tanks feel as well! If your financial fuel tank is a little emptier than you’d like it this time of year, take heart. We have been working on the 8 marks that, when achieved in succession, create a full financial tank. Over the past couple of weeks, we’ve already covered Step 1: