When it comes to your personal finances, you should never solely rely on so-called “experts.”  In life, we wear a lot of hats, don’t we? Between kids (or grandkids) activities, church obligations, work and taking care of ourselves, there are a lot of things we are responsible for managing!  Often when it comes to our personal finances, we just want a “guy” for that. Whether it is for our retirement accounts, insurance, or savings, people often rely on “experts” to manage and

When I was a young teen, I went to Disney World for the first time with my entire extended family! My older cousin and I were just at the age where we could run off on our own and choose which rides we wanted to ride.  We had a little card that we could swipe at certain rides that allowed us to get one fast pass. This pass allowed us to jump to the front of the line and practically walk right on the rollercoaster. We only had so many fast passes we could get for the entire da

Do you want to be financially successful? Then you need to understand one word above all else: COMMITMENT .  We live in a day and age where commitment means very little. Last week, we discussed the importance of living in agreements verses expectations. However, an agreement is only as good as the level of commitment behind it.  I can agree to showing up for my daughter’s ballet recital, but if I’m not committed to being there, an issue at the office could cause me to miss he

In our household, November and December are our two most expensive months where money just seems to disappear! We have three birthdays in...

I had been pushing hard for a week and could see the light at the end of the tunnel as I neared the end of this personal development...

My Great Grandpa Groff was a tomato farmer. He had a modest plot of land in Lancaster, Pennsylvania that he worked with his1124 hands...

My in-laws live on a dead-end country road. There’s not a lot of construction usually, but recently, a small lot was just split off and a...

This past weekend, we saw thousands of people descend on the Hastings Amphitheatre to attend Trumble’s Annual Back to School Bash. As I...

This course is called INCREASE! The presupposition is that instead of playing defense with our personal finances, we need to play...

Today I’m going to recap the system I have been teaching before getting to step 8 next week. When followed, this system will alleviate...

Just like having a buffer in our checking account for small emergencies that may pop up, we now need to create a larger buffer that will...

Last week, I started talking about investing! Here is the main goal:  If you put 15% of your income away for 25 years, at a conservative...

After you have paid off your consumer debt, meaning all debt outside of your mortgage, cars, and student loans, it’s time to begin...

This week’s conversation is going to be a little different because I want to spark something inside of you that was sparked inside of me...

If you are just joining the column, welcome! Over the past several months, I have introduced a financial system that I have followed,...

When college students dig the hole of student loans, where is the dirt? Is the degree they are getting a solid asset that could easily...

There is no substitute for consistent, hard work. I had a business coach who taught me an incredible principle. She said, “Zach, you need...

Homes are some of the most secure assets to purchase, though as anyone who lived through 2008 will tell you, they are not bulletproof....

When you look at your gas tank and it's on empty, what feeling does that elicit? If you’re anything like me, I can’t stop thinking about...

Last week, we began to outline the sorts of insurance policies you need in order to complete Step 4 of our 8 steps towards financial...